By accessing and using the website tom-company.com ("Site") operated by TOM & COMPANY LLC ("we," "us," or "our"), you agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use our Site or services.
TOM & COMPANY LLC is a direct business lender providing financial services including working capital loans, equipment financing, revenue-based financing, and related business funding solutions. Our Site provides information about our services and allows potential clients to submit inquiries and applications.
All financing products are subject to credit approval and underwriting. Submission of an application does not guarantee approval or funding. Terms, rates, and conditions may vary based on creditworthiness, business performance, and other factors.
Our services are intended for business owners and authorized representatives of businesses. By using our Site and applying for financing, you represent that you are at least 18 years of age and have the authority to enter into agreements on behalf of your business.
You agree to use our Site only for lawful purposes and in a manner that does not infringe upon the rights of, restrict, or inhibit anyone else's use of the Site. Prohibited conduct includes but is not limited to:
All content on this Site, including text, graphics, logos, images, and software, is the property of TOM & COMPANY LLC or its content suppliers and is protected by United States and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our express written permission.
By opting in to receive SMS/MMS messages from TOM & COMPANY LLC, you agree to the following terms:
You consent to receive recurring marketing and promotional SMS/MMS messages from TOM & COMPANY LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply. Your mobile carrier's standard messaging rates may apply to any messages you send or receive.
You may opt out of receiving SMS/MMS messages at any time by replying STOP to any message you receive from us. After opting out, you will receive a one-time confirmation message. You will no longer receive marketing messages from us unless you re-subscribe.
For assistance, reply HELP to any message or contact us at david@tom-company.com.
Consent is NOT a condition of purchase. You are not required to opt in to SMS communications in order to apply for or receive financing from TOM & COMPANY LLC.
We are not responsible for delays or failures in message delivery caused by your mobile carrier, network issues, or device compatibility.
Our Site and services are provided on an "as is" and "as available" basis. TOM & COMPANY LLC makes no warranties, express or implied, regarding the operation of the Site, the accuracy of information provided, or the suitability of our services for your particular needs.
We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.
To the fullest extent permitted by applicable law, TOM & COMPANY LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or services, regardless of the cause of action or the theory of liability.
You agree to indemnify, defend, and hold harmless TOM & COMPANY LLC, its officers, directors, employees, agents, and affiliates from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising out of your use of the Site, your violation of these Terms, or your violation of any rights of a third party.
Our Site may contain links to third-party websites. These links are provided for convenience only. We do not endorse or assume any responsibility for the content, privacy policies, or practices of any third-party sites.
These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in El Paso County, Texas.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions shall remain in full force and effect.
We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes acceptance of the new Terms.
If you have questions about these Terms & Conditions, please contact us:
TOM & COMPANY LLC
1490A George Dieter Dr
El Paso, TX 79936
Email: david@tom-company.com